The CareEdge Credit Quality Assessment provides insights into the credit quality trends. The line graph shows the CAREEDGE Debt Quality Index from FY12 to H1 FY26, remaining largely stable around the 1.0 level between FY12 and FY22, rising sharply from H1 FY22 to peak around H1 FY23, then declining significantly through H1 FY24, followed by moderate fluctuations with gradual recovery, ending at a higher level by H1 FY26 compared to the long-term average before FY22.
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