Business Information Reports (BIR)

Credhive Decision Engine

Dynamic Report Architect

• 100+ Data Point Customization
• Build custom reports from an exhaustive library of financial and legal variables.
• Accelerated Decisioning
• Filter out noise to focus on metrics that drive your approval logic.
• Template Management
• Save and standardize formats for consistent evaluation across all internal teams.

Visual Trend Intelligence

• Graphical Narrative View multi-year performance at a glance with auto-generated analytical charts.
• Comparative Trend Analysis
• Track financial health and operational consistency to identify hidden stress signals.
• Pattern Recognition
• Spot anomalies in filing behaviors or revenue shifts before they become risks.

Non-Registered Business Reports

• Customer & Trade Visibility
• Indicative customer base mapped through MSME dues and market references.
• Full Legal Check
• Civil and criminal case search across courts to surface hidden risks.
• Financial Insight Without Consent
• Financial profile built using ecosystem data and independent checks.
• Physical Verification
• On-ground site visits to confirm business activity and operational presence.

Legal & Compliance Deep-Dive

• Multi-Source Aggregation
• Access real-time data from MCA, GSTN, and all 3-tier Indian Courts
• Stage-Wise Litigation Tracking
• Monitor legal case status with granular updates from filing to judgment.
• Granular Compliance Mapping
• Analyze GST filing discipline and legal histories to eliminate due diligence gaps.

Proactive PEP & Adverse Media Shield

• Institutional Linkage Mapping
• Automatically surface connections between firms and Politically Exposed Persons (PEP)
• Real-time Adverse Media Flags
• AI-driven scanning for negative news and regulatory red flags on directors
• Smart Risk Alerts
• Instant notifications on high-risk linkages to protect your portfolio's reputation

Specialized Intelligence for Your Industry

• Banks / NBFCs
• Institutional Lending & Risk
• Accelerate loan originations with live MCA/GST pulls.
• Reduce NPAs using our proprietary risk scoring and proactive stress alerts.
• Insurance Underwriting & Fraud Shield
• Enhance policy pricing with deep-dive entity health checks.
• Flag suspicious claims and high-risk PEP linkages in real-time.
• Corporate Enterprise Compliance & background verification
• Standardize vendor onboarding with 360° legal and financial due diligence.
• Automate 'Perpetual KYC' for your entire partner ecosystem.
• Supply Chain Finance Multi-Tier Vendor Solvency
• De-risk invoice discounting by verifying supplier health and GST discipline.
• Monitor the 'hidden' financial trends of your SME base.