Unlock efficiency, drive growth, and outpace the competition with our cutting-edge offer management platform. We empower partners big and small — from brands and banks to NBFCs, merchants, and aggregators — to design and deliver offers that truly matter: smarter, faster, and safer. With intelligent automation, deep fraud controls, and data-driven insights, we transform simple promotions into engines of growth, loyalty, and trust. Built for scale and crafted with creativity, the Tossverse turns discounts into powerful, future-ready experiences that redefine how consumers buy.
TOSS Core
The Offer Engine
Budget Management: Create campaigns/offers with full budget control, triggers, and sponsor integration.
Campaign Offer Control: Manage campaign offers: create, execute, pause, or adjust across channels and merchants.
Hybrid Offers: Build hybrid offers (offline/online/omni) with deferred, instant, or split cashback/discounts.
Campaign Performance Index: Track campaign performance: growth among new, existing, and scaled customers.
Affordability Solutions
EMI. BNPL. Trade-In / ABB. Everything you need to make affordability seamless.
Personalized Schemes: Design personalized schemes based on customer personas.
E-Store: Power your e-store with customized and unique offers.
TOSS Shield
Fraud & Misuse Prevention.
Risk Control Framework: A set of rules and processes to prevent and manage potential abuse or losses from promotional offers.
Data-Driven Monitoring: Continuous data analysis to track offer performance and detect fraudulent or unintended usage patterns.
Real-Time Decisioning: Instantly and automatically decide whether to grant an offer to a user at the moment of transaction.
TOSS Flow
Velocity & Policy Controls
Velocity: Create various velocity rules with complete universal control.
Integrity: Operate with utmost integrity, upholding brand processes at the highest level.
Customer Upgrade: Enable seamless upgrades of customers to premium products.
TOSS Connect
Multi-Aggregator Integrations
Omni Presence: Works on POS, PG, billing apps, wallets, and marketplaces.
Payment Modes: Compatible with all payment modes including hard cash.
Cross Promotion: Run cross-promotions with non-competing brands or affiliates.
Distribution: End-to-end merchant distribution — onboarding, dashboards, dynamic fee engines, advanced reporting, merchant segmentation, partner programs, and embedded lending.
TOSS Insights
Data & Analytics Layer
Business Insights Dashboard: A unified dashboard to monitor multiple KPIs.
Real-Time Reports: Live sales reports with regional, channel, product, and payment insights.
Real-Time Analytics: Analyze campaign/business performance and use insights for future planning.
Reconciliation as a Service (RAAS): Automated reports for faster, simpler reconciliation.
Audit Compliance: Timely reporting to satisfy both physical and virtual partner compliance.
Get it all with TOSS
The only non-payment module your business needs to integrate is TOSS. We cover: Velocity Management, Check and block invalid offer requests; Product Validation, Block products before purchase; Scheme & Budget Management, Control your budget spend and monitor offer performance; Offer Engine, Create & Manage complex offer scenarios; Reconciliation, Handle reconciliation with ease; Reporting & Analytics, A unified dashboard for real-time reporting & analytics.
Trade & shipping terms
Set by TOSS AUTOMATION SYSTEMS PRIVATE LIMITED — the supplier's own terms.
Payment terms
Compatible with all payment modes including hard cash.
Supply ability
Built for scale
Customisation
Customized and unique offers for e-stores, personalized schemes based on customer personas, hybrid offers (offline/online/omni) with deferred, instant, or split cashback/discounts.
Certificates
ISO/IEC 27001:2022
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