About this scheme
National Safai Karamcharis Finance and Development Corporation provides concessional credit for rehabilitation of identified manual scavengers and their dependents. Term loans, microcredit, education loans at 4% interest.
What you get
- Term loan up to Rs. 15 lakh at 4% interest
- Microcredit up to Rs. 50,000
- Education loan up to Rs. 20 lakh at 4%
- One-time cash assistance Rs. 40,000
- Skill development training
- No collateral required
Who qualifies
Identified manual scavengers (and their dependents) registered under the Prohibition of Employment as Manual Scavengers Act 2013. State Surveys identify eligible beneficiaries.
All industries qualify (no NIC restriction).
Business types
ProprietorshipsPartnershipsSection 8 Companies
Available across India (central scheme).
How to apply
- 1State survey for manual scavenger identification
- 2NSKFDC enrollment via State Channelizing Agency
- 3Submit project plan + skill profile
- 4NSKFDC sanction
- 5Disbursement via SCA
- 6Hand-holding from SCA for 2-3 years
Key terms and conditions
- Beneficiary must be identified manual scavenger or dependent
- Annual review by SCA
- Mandatory rehabilitation skill training before/with loan
What disqualifies you
- Not identified under MS Act 2013: ineligible
- Multiple loans for same beneficiary: limited
- Defaulters at SCA: limited future eligibility
Documents typically required
- Identification under MS Act 2013
- Aadhaar
- PAN
- Project report
The content above is compiled from public information published by the scheme authority. Eligibility, benefits, and procedures are subject to change. Confirm details directly with the official portal before applying. BharatSeal does not process scheme applications.