Every scheme an Indian manufacturer can use
36 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
36 of 36 schemes · filtered
Clear all filters ×TN Industrial Investment Promotion (TIIPP)
Investment subsidy + GST refund for large MSME expansions
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
Bihar Industrial Investment Promotion 2025
Up to ₹5 Cr capital subsidy for Bihar manufacturing
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
Rajasthan Investment Promotion Scheme
Up to 75% SGST refund + capital subsidy for RJ units
Tamil Nadu MSME Policy 2021
Up to Rs. 75L combined incentives for TN micro & small units
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
APEDA Agri & Processed Food Export Schemes
Subsidies + market access for agri product exports
Karnataka New Industrial Policy 2025
15-30% capital subsidy + interest reimbursement
Punjab Industrial Policy 2022
50% interest subsidy + employment generation subsidy in Punjab
Haryana Enterprises & Employment Policy 2025
Up to 25% capital subsidy + ₹5L/employee training reimbursement
UP MSME Industrial Investment Policy
Capital subsidy + interest subsidy for new UP units
West Bengal Industrial Policy 2025
25% capital subsidy + Silpa Sathi single-window in WB
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
Chhattisgarh Industrial Policy 2024-29
Up to 50% capital subsidy for backward districts in CG
Jharkhand Industrial Investment Promotion 2022
Capital subsidy + transport subsidy for Jharkhand units
Kerala MSME Industrial Policy 2024
35% subsidy for women-led + KSIDC industrial corridor
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
Maharashtra MSME Policy 2022
Up to 25% capital subsidy + interest reimbursement for Maharashtra MSMEs
Gujarat iNDEXTb Industrial Policy
12% capital + 7% interest subsidy for Gujarat MSMEs
Gujarat Solar Power Policy — MSME
Rooftop solar with net metering + capital subsidy
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
ATUFS — Technology Upgradation for Textiles
Up to 15% capital subsidy for textile machinery modernisation
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
UP One District One Product (ODOP)
District-specific subsidy + marketing for UP MSMEs
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
PLI for MSME — Food Processing (Branded)
Up to 30% capital subsidy on branded food MSMEs (modified PLI)
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
PM FME — Micro Food Enterprises
Up to ₹10L credit-linked capital subsidy for food processing
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women