Every scheme an Indian manufacturer can use
38 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
38 of 38 schemes · filtered
Clear all filters ×MSE-CDP — Cluster Development Programme
Up to ₹15 Cr cluster infrastructure for MSE clusters
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
TN Industrial Investment Promotion (TIIPP)
Investment subsidy + GST refund for large MSME expansions
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
ASPIRE — Rural Innovation & Entrepreneurship
Up to Rs. 1 Cr for Livelihood Business Incubators
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
Rajasthan Investment Promotion Scheme
Up to 75% SGST refund + capital subsidy for RJ units
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Tamil Nadu MSME Policy 2021
Up to Rs. 75L combined incentives for TN micro & small units
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
NHFDC — Disability Concessional Credit
Concessional loans up to Rs. 50 lakh for PwD entrepreneurs
NSTFDC — Scheduled Tribes Microcredit
Concessional loans up to Rs. 50 lakh for ST entrepreneurs
Jharkhand Industrial Investment Promotion 2022
Capital subsidy + transport subsidy for Jharkhand units
PMEGP — Prime Minister Employment Generation
15–35% capital subsidy for new enterprises
Chhattisgarh Industrial Policy 2024-29
Up to 50% capital subsidy for backward districts in CG
Haryana Enterprises & Employment Policy 2025
Up to 25% capital subsidy + ₹5L/employee training reimbursement
Maharashtra MSME Policy 2022
Up to 25% capital subsidy + interest reimbursement for Maharashtra MSMEs
Gujarat iNDEXTb Industrial Policy
12% capital + 7% interest subsidy for Gujarat MSMEs
West Bengal Industrial Policy 2025
25% capital subsidy + Silpa Sathi single-window in WB
Karnataka New Industrial Policy 2025
15-30% capital subsidy + interest reimbursement
UP MSME Industrial Investment Policy
Capital subsidy + interest subsidy for new UP units
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
Kerala MSME Industrial Policy 2024
35% subsidy for women-led + KSIDC industrial corridor
Gujarat Solar Power Policy — MSME
Rooftop solar with net metering + capital subsidy
NSFDC — SC Microcredit & Term Loan
Subsidised loans up to Rs. 30 lakh for SC entrepreneurs
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
UP One District One Product (ODOP)
District-specific subsidy + marketing for UP MSMEs
NMDFC — Minorities Concessional Credit
Concessional loans up to Rs. 20 lakh for minority entrepreneurs
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
NSKFDC — Safai Karamchari Rehabilitation Credit
Concessional loans up to Rs. 15 lakh for manual scavenger rehabilitation
NBCFDC — OBC Microcredit & Term Loan
Concessional loans up to Rs. 15 lakh for OBC entrepreneurs
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh