Every scheme an Indian manufacturer can use
34 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
34 of 34 schemes · filtered
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100% credit guarantee on additional working capital for MSMEs
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
Special Economic Zone (SEZ) Unit
Tax holidays + duty-free imports for SEZ units
Duty-Free Import Authorisation (DFIA)
Post-export duty-free input replenishment
Advance Authorisation Scheme
Duty-free import of inputs needed for export production
GeM — Government e-Marketplace
Sell directly to government departments
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
Duty Drawback Scheme (DBK)
Refund of customs duties on inputs used for exports
EOU — Export Oriented Unit
Duty-free imports + tax holidays for 100% export units
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
EPCG — Export Promotion Capital Goods
Zero customs duty on capital goods for exports
Interest Equalisation Scheme — Export Credit
3% interest subvention on pre/post-shipment rupee export credit
RoDTEP — Remission of Duties and Taxes
0.5%-4.3% tax remission for exporters via duty credit scrips
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
Telangana TS-iPASS (Self-Certification)
Self-certification + 15-day approval for industrial setup
PLI Electronics Manufacturing
4-6% incentive on incremental sales for 5 years
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters