Every scheme an Indian manufacturer can use
31 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
31 of 31 schemes · filtered
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100% credit guarantee on additional working capital for MSMEs
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
ASPIRE — Rural Innovation & Entrepreneurship
Up to Rs. 1 Cr for Livelihood Business Incubators
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
UP MSME Industrial Investment Policy
Capital subsidy + interest subsidy for new UP units
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
UP One District One Product (ODOP)
District-specific subsidy + marketing for UP MSMEs
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
Amazon Saheli — Women Sellers
Free Amazon onboarding + ₹6 lakh credit for women MSMEs
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
Walmart Vriddhi — MSME Capacity Building
Free 6-month digital + finance + exports training for MSMEs
Flipkart Samarth — Rural & Women
Free onboarding for rural artisans, women, weavers, PwD
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
GeM — Government e-Marketplace
Sell directly to government departments
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
RoDTEP — Remission of Duties and Taxes
0.5%-4.3% tax remission for exporters via duty credit scrips
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
PLI Auto & Auto Components
8-18% incentive on Advanced Automotive Tech products