Every scheme an Indian manufacturer can use
38 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
38 of 38 schemes · filtered
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100% credit guarantee on additional working capital for MSMEs
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Tamil Nadu MSME Policy 2021
Up to Rs. 75L combined incentives for TN micro & small units
UP MSME Industrial Investment Policy
Capital subsidy + interest subsidy for new UP units
Karnataka New Industrial Policy 2025
15-30% capital subsidy + interest reimbursement
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
West Bengal Industrial Policy 2025
25% capital subsidy + Silpa Sathi single-window in WB
Haryana Enterprises & Employment Policy 2025
Up to 25% capital subsidy + ₹5L/employee training reimbursement
Chhattisgarh Industrial Policy 2024-29
Up to 50% capital subsidy for backward districts in CG
Jharkhand Industrial Investment Promotion 2022
Capital subsidy + transport subsidy for Jharkhand units
Kerala MSME Industrial Policy 2024
35% subsidy for women-led + KSIDC industrial corridor
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
Gujarat iNDEXTb Industrial Policy
12% capital + 7% interest subsidy for Gujarat MSMEs
Maharashtra MSME Policy 2022
Up to 25% capital subsidy + interest reimbursement for Maharashtra MSMEs
Gujarat Solar Power Policy — MSME
Rooftop solar with net metering + capital subsidy
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
MAITRI — Single Window for Maharashtra Industry
Single-window clearance + investment facilitation
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
Telangana TS-iPASS (Self-Certification)
Self-certification + 15-day approval for industrial setup
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
GeM — Government e-Marketplace
Sell directly to government departments
Interest Equalisation Scheme — Export Credit
3% interest subvention on pre/post-shipment rupee export credit
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)