Every scheme an Indian manufacturer can use
54 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
54 of 54 schemes · filtered
Clear all filters ×MSE-CDP — Cluster Development Programme
Up to ₹15 Cr cluster infrastructure for MSE clusters
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
ASPIRE — Rural Innovation & Entrepreneurship
Up to Rs. 1 Cr for Livelihood Business Incubators
NSTFDC — Scheduled Tribes Microcredit
Concessional loans up to Rs. 50 lakh for ST entrepreneurs
Karnataka New Industrial Policy 2025
15-30% capital subsidy + interest reimbursement
NHFDC — Disability Concessional Credit
Concessional loans up to Rs. 50 lakh for PwD entrepreneurs
PMEGP — Prime Minister Employment Generation
15–35% capital subsidy for new enterprises
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
Kinara Capital — Collateral-Free MSME Loans
Collateral-free term loans up to Rs. 50 lakh for manufacturing
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
NSFDC — SC Microcredit & Term Loan
Subsidised loans up to Rs. 30 lakh for SC entrepreneurs
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
NMDFC — Minorities Concessional Credit
Concessional loans up to Rs. 20 lakh for minority entrepreneurs
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
NBCFDC — OBC Microcredit & Term Loan
Concessional loans up to Rs. 15 lakh for OBC entrepreneurs
NSKFDC — Safai Karamchari Rehabilitation Credit
Concessional loans up to Rs. 15 lakh for manual scavenger rehabilitation
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
Amazon Saheli — Women Sellers
Free Amazon onboarding + ₹6 lakh credit for women MSMEs
Aajeevika — NRLM (Rural Livelihoods)
SHG-based credit + livelihood support for rural poor
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
Coir Vikas Yojana
Up to Rs. 4 lakh capital + 25% subsidy for coir entrepreneurs
PMSBY — Accident Insurance for Proprietors
Rs. 2 lakh accident cover for Rs. 20/year premium
PMJJBY — Life Insurance for Proprietors
Rs. 2 lakh life cover for Rs. 436/year premium
DAY-NULM — Urban Livelihoods Mission
Urban poor self-employment + skill training
Udyogini Scheme — Karnataka KSWDC
Up to Rs. 1 lakh subsidised loan for Karnataka women
SBI e-MUDRA — Instant Online Loan
Instant Rs. 50,000 MUDRA loan with end-to-end digital flow
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
Duty-Free Import Authorisation (DFIA)
Post-export duty-free input replenishment
Interest Equalisation Scheme — Export Credit
3% interest subvention on pre/post-shipment rupee export credit
RoDTEP — Remission of Duties and Taxes
0.5%-4.3% tax remission for exporters via duty credit scrips
Advance Authorisation Scheme
Duty-free import of inputs needed for export production
GeM — Government e-Marketplace
Sell directly to government departments
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
EOU — Export Oriented Unit
Duty-free imports + tax holidays for 100% export units
EPCG — Export Promotion Capital Goods
Zero customs duty on capital goods for exports
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
Flipkart Samarth — Rural & Women
Free onboarding for rural artisans, women, weavers, PwD
Walmart Vriddhi — MSME Capacity Building
Free 6-month digital + finance + exports training for MSMEs
Duty Drawback Scheme (DBK)
Refund of customs duties on inputs used for exports
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
Mahila E-Haat
Free online marketplace for women entrepreneurs
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
Special Economic Zone (SEZ) Unit
Tax holidays + duty-free imports for SEZ units