Every scheme an Indian manufacturer can use
63 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
63 of 63 schemes · filtered
Clear all filters ×CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Rajasthan Investment Promotion Scheme
Up to 75% SGST refund + capital subsidy for RJ units
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
Tamil Nadu MSME Policy 2021
Up to Rs. 75L combined incentives for TN micro & small units
NSTFDC — Scheduled Tribes Microcredit
Concessional loans up to Rs. 50 lakh for ST entrepreneurs
Maharashtra MSME Policy 2022
Up to 25% capital subsidy + interest reimbursement for Maharashtra MSMEs
Gujarat iNDEXTb Industrial Policy
12% capital + 7% interest subsidy for Gujarat MSMEs
Karnataka New Industrial Policy 2025
15-30% capital subsidy + interest reimbursement
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
UP MSME Industrial Investment Policy
Capital subsidy + interest subsidy for new UP units
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
Chhattisgarh Industrial Policy 2024-29
Up to 50% capital subsidy for backward districts in CG
Jharkhand Industrial Investment Promotion 2022
Capital subsidy + transport subsidy for Jharkhand units
Kerala MSME Industrial Policy 2024
35% subsidy for women-led + KSIDC industrial corridor
PMEGP — Prime Minister Employment Generation
15–35% capital subsidy for new enterprises
NHFDC — Disability Concessional Credit
Concessional loans up to Rs. 50 lakh for PwD entrepreneurs
West Bengal Industrial Policy 2025
25% capital subsidy + Silpa Sathi single-window in WB
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
Haryana Enterprises & Employment Policy 2025
Up to 25% capital subsidy + ₹5L/employee training reimbursement
Punjab Industrial Policy 2022
50% interest subsidy + employment generation subsidy in Punjab
Gujarat Solar Power Policy — MSME
Rooftop solar with net metering + capital subsidy
NSFDC — SC Microcredit & Term Loan
Subsidised loans up to Rs. 30 lakh for SC entrepreneurs
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
UP One District One Product (ODOP)
District-specific subsidy + marketing for UP MSMEs
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
NMDFC — Minorities Concessional Credit
Concessional loans up to Rs. 20 lakh for minority entrepreneurs
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
NSKFDC — Safai Karamchari Rehabilitation Credit
Concessional loans up to Rs. 15 lakh for manual scavenger rehabilitation
NBCFDC — OBC Microcredit & Term Loan
Concessional loans up to Rs. 15 lakh for OBC entrepreneurs
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
Amazon Saheli — Women Sellers
Free Amazon onboarding + ₹6 lakh credit for women MSMEs
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
Aajeevika — NRLM (Rural Livelihoods)
SHG-based credit + livelihood support for rural poor
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
PMJJBY — Life Insurance for Proprietors
Rs. 2 lakh life cover for Rs. 436/year premium
PMSBY — Accident Insurance for Proprietors
Rs. 2 lakh accident cover for Rs. 20/year premium
DAY-NULM — Urban Livelihoods Mission
Urban poor self-employment + skill training
Udyogini Scheme — Karnataka KSWDC
Up to Rs. 1 lakh subsidised loan for Karnataka women
SBI e-MUDRA — Instant Online Loan
Instant Rs. 50,000 MUDRA loan with end-to-end digital flow
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
Walmart Vriddhi — MSME Capacity Building
Free 6-month digital + finance + exports training for MSMEs
Flipkart Samarth — Rural & Women
Free onboarding for rural artisans, women, weavers, PwD
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
EPCG — Export Promotion Capital Goods
Zero customs duty on capital goods for exports
Duty Drawback Scheme (DBK)
Refund of customs duties on inputs used for exports
Advance Authorisation Scheme
Duty-free import of inputs needed for export production
Duty-Free Import Authorisation (DFIA)
Post-export duty-free input replenishment
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
Mahila E-Haat
Free online marketplace for women entrepreneurs
GeM — Government e-Marketplace
Sell directly to government departments
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
Interest Equalisation Scheme — Export Credit
3% interest subvention on pre/post-shipment rupee export credit
RoDTEP — Remission of Duties and Taxes
0.5%-4.3% tax remission for exporters via duty credit scrips
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
MAITRI — Single Window for Maharashtra Industry
Single-window clearance + investment facilitation