Every scheme an Indian manufacturer can use
68 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
68 of 68 schemes · filtered
Clear all filters ×SITP — Integrated Textile Parks
Up to Rs. 40 Cr cluster grant for integrated textile infrastructure
MSE-CDP — Cluster Development Programme
Up to ₹15 Cr cluster infrastructure for MSE clusters
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
SFURTI — Traditional Industry Cluster
Up to ₹3 Cr per cluster for traditional industries
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
ASPIRE — Rural Innovation & Entrepreneurship
Up to Rs. 1 Cr for Livelihood Business Incubators
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
NHFDC — Disability Concessional Credit
Concessional loans up to Rs. 50 lakh for PwD entrepreneurs
APEDA Agri & Processed Food Export Schemes
Subsidies + market access for agri product exports
NSTFDC — Scheduled Tribes Microcredit
Concessional loans up to Rs. 50 lakh for ST entrepreneurs
PMEGP — Prime Minister Employment Generation
15–35% capital subsidy for new enterprises
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
ATUFS — Technology Upgradation for Textiles
Up to 15% capital subsidy for textile machinery modernisation
NSFDC — SC Microcredit & Term Loan
Subsidised loans up to Rs. 30 lakh for SC entrepreneurs
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
NMDFC — Minorities Concessional Credit
Concessional loans up to Rs. 20 lakh for minority entrepreneurs
NBCFDC — OBC Microcredit & Term Loan
Concessional loans up to Rs. 15 lakh for OBC entrepreneurs
NSKFDC — Safai Karamchari Rehabilitation Credit
Concessional loans up to Rs. 15 lakh for manual scavenger rehabilitation
PLI for MSME — Food Processing (Branded)
Up to 30% capital subsidy on branded food MSMEs (modified PLI)
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PM FME — Micro Food Enterprises
Up to ₹10L credit-linked capital subsidy for food processing
Amazon Saheli — Women Sellers
Free Amazon onboarding + ₹6 lakh credit for women MSMEs
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
Aajeevika — NRLM (Rural Livelihoods)
SHG-based credit + livelihood support for rural poor
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
PM Vishwakarma Yojana
₹3L credit + skill training + toolkit grant
PMJJBY — Life Insurance for Proprietors
Rs. 2 lakh life cover for Rs. 436/year premium
PMSBY — Accident Insurance for Proprietors
Rs. 2 lakh accident cover for Rs. 20/year premium
DAY-NULM — Urban Livelihoods Mission
Urban poor self-employment + skill training
Mahatma Gandhi Bunkar Bima Yojana
Free life + accident insurance for handloom weavers
SBI e-MUDRA — Instant Online Loan
Instant Rs. 50,000 MUDRA loan with end-to-end digital flow
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
PLI Electronics Manufacturing
4-6% incentive on incremental sales for 5 years
GeM — Government e-Marketplace
Sell directly to government departments
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
Walmart Vriddhi — MSME Capacity Building
Free 6-month digital + finance + exports training for MSMEs
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
NABARD Rural Enterprise Credit
Refinance support for rural and agri-allied businesses
Special Economic Zone (SEZ) Unit
Tax holidays + duty-free imports for SEZ units
Duty-Free Import Authorisation (DFIA)
Post-export duty-free input replenishment
PLI Advanced Chemistry Cell (Battery)
Up to Rs. 18,100 Cr outlay for Li-ion battery manufacturing
PMFBY — Crop Insurance for Agri-MSME
Subsidised crop insurance with up to 90% premium subsidy
PLI Auto & Auto Components
8-18% incentive on Advanced Automotive Tech products
Interest Equalisation Scheme — Export Credit
3% interest subvention on pre/post-shipment rupee export credit
RoDTEP — Remission of Duties and Taxes
0.5%-4.3% tax remission for exporters via duty credit scrips
Advance Authorisation Scheme
Duty-free import of inputs needed for export production
Duty Drawback Scheme (DBK)
Refund of customs duties on inputs used for exports
PLI Food Processing
4-10% incentive on incremental sales of branded food products
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
EOU — Export Oriented Unit
Duty-free imports + tax holidays for 100% export units
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
EPCG — Export Promotion Capital Goods
Zero customs duty on capital goods for exports
Flipkart Samarth — Rural & Women
Free onboarding for rural artisans, women, weavers, PwD
Amazon Karigar — Artisans & Weavers
Free Amazon onboarding for handloom/handicraft sellers
PLI Pharmaceuticals
4-10% incentive on incremental sales of bulk drugs/APIs
Mahila E-Haat
Free online marketplace for women entrepreneurs
PLI MMF & Technical Textiles
Up to 15% incentive on incremental sales of MMF fabrics