Every scheme an Indian manufacturer can use
61 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
61 of 61 schemes · filtered
Clear all filters ×PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
Rajasthan Investment Promotion Scheme
Up to 75% SGST refund + capital subsidy for RJ units
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Tamil Nadu MSME Policy 2021
Up to Rs. 75L combined incentives for TN micro & small units
Kerala MSME Industrial Policy 2024
35% subsidy for women-led + KSIDC industrial corridor
PMEGP — Prime Minister Employment Generation
15–35% capital subsidy for new enterprises
Kinara Capital — Collateral-Free MSME Loans
Collateral-free term loans up to Rs. 50 lakh for manufacturing
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
Maharashtra MSME Policy 2022
Up to 25% capital subsidy + interest reimbursement for Maharashtra MSMEs
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
NHFDC — Disability Concessional Credit
Concessional loans up to Rs. 50 lakh for PwD entrepreneurs
UP MSME Industrial Investment Policy
Capital subsidy + interest subsidy for new UP units
NSTFDC — Scheduled Tribes Microcredit
Concessional loans up to Rs. 50 lakh for ST entrepreneurs
Haryana Enterprises & Employment Policy 2025
Up to 25% capital subsidy + ₹5L/employee training reimbursement
Punjab Industrial Policy 2022
50% interest subsidy + employment generation subsidy in Punjab
Chhattisgarh Industrial Policy 2024-29
Up to 50% capital subsidy for backward districts in CG
Jharkhand Industrial Investment Promotion 2022
Capital subsidy + transport subsidy for Jharkhand units
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
Gujarat iNDEXTb Industrial Policy
12% capital + 7% interest subsidy for Gujarat MSMEs
West Bengal Industrial Policy 2025
25% capital subsidy + Silpa Sathi single-window in WB
Karnataka New Industrial Policy 2025
15-30% capital subsidy + interest reimbursement
Gujarat Solar Power Policy — MSME
Rooftop solar with net metering + capital subsidy
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
NSFDC — SC Microcredit & Term Loan
Subsidised loans up to Rs. 30 lakh for SC entrepreneurs
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
UP One District One Product (ODOP)
District-specific subsidy + marketing for UP MSMEs
NMDFC — Minorities Concessional Credit
Concessional loans up to Rs. 20 lakh for minority entrepreneurs
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
NSKFDC — Safai Karamchari Rehabilitation Credit
Concessional loans up to Rs. 15 lakh for manual scavenger rehabilitation
NBCFDC — OBC Microcredit & Term Loan
Concessional loans up to Rs. 15 lakh for OBC entrepreneurs
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
Amazon Saheli — Women Sellers
Free Amazon onboarding + ₹6 lakh credit for women MSMEs
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
Aajeevika — NRLM (Rural Livelihoods)
SHG-based credit + livelihood support for rural poor
Coir Vikas Yojana
Up to Rs. 4 lakh capital + 25% subsidy for coir entrepreneurs
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
GeM — Government e-Marketplace
Sell directly to government departments
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
MAITRI — Single Window for Maharashtra Industry
Single-window clearance + investment facilitation
Mahila E-Haat
Free online marketplace for women entrepreneurs
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
Duty-Free Import Authorisation (DFIA)
Post-export duty-free input replenishment
Advance Authorisation Scheme
Duty-free import of inputs needed for export production
Duty Drawback Scheme (DBK)
Refund of customs duties on inputs used for exports
EPCG — Export Promotion Capital Goods
Zero customs duty on capital goods for exports
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
Flipkart Samarth — Rural & Women
Free onboarding for rural artisans, women, weavers, PwD
Telangana TS-iPASS (Self-Certification)
Self-certification + 15-day approval for industrial setup
Walmart Vriddhi — MSME Capacity Building
Free 6-month digital + finance + exports training for MSMEs
Interest Equalisation Scheme — Export Credit
3% interest subvention on pre/post-shipment rupee export credit
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
RoDTEP — Remission of Duties and Taxes
0.5%-4.3% tax remission for exporters via duty credit scrips