Every scheme an Indian manufacturer can use
69 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
69 of 69 schemes · filtered
Clear all filters ×CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
Rajasthan Investment Promotion Scheme
Up to 75% SGST refund + capital subsidy for RJ units
Tamil Nadu MSME Policy 2021
Up to Rs. 75L combined incentives for TN micro & small units
UP MSME Industrial Investment Policy
Capital subsidy + interest subsidy for new UP units
Karnataka New Industrial Policy 2025
15-30% capital subsidy + interest reimbursement
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
Gujarat iNDEXTb Industrial Policy
12% capital + 7% interest subsidy for Gujarat MSMEs
Maharashtra MSME Policy 2022
Up to 25% capital subsidy + interest reimbursement for Maharashtra MSMEs
NHFDC — Disability Concessional Credit
Concessional loans up to Rs. 50 lakh for PwD entrepreneurs
NSTFDC — Scheduled Tribes Microcredit
Concessional loans up to Rs. 50 lakh for ST entrepreneurs
Kinara Capital — Collateral-Free MSME Loans
Collateral-free term loans up to Rs. 50 lakh for manufacturing
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
West Bengal Industrial Policy 2025
25% capital subsidy + Silpa Sathi single-window in WB
Haryana Enterprises & Employment Policy 2025
Up to 25% capital subsidy + ₹5L/employee training reimbursement
Punjab Industrial Policy 2022
50% interest subsidy + employment generation subsidy in Punjab
Chhattisgarh Industrial Policy 2024-29
Up to 50% capital subsidy for backward districts in CG
Jharkhand Industrial Investment Promotion 2022
Capital subsidy + transport subsidy for Jharkhand units
Kerala MSME Industrial Policy 2024
35% subsidy for women-led + KSIDC industrial corridor
PMEGP — Prime Minister Employment Generation
15–35% capital subsidy for new enterprises
APEDA Agri & Processed Food Export Schemes
Subsidies + market access for agri product exports
Gujarat Solar Power Policy — MSME
Rooftop solar with net metering + capital subsidy
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
ATUFS — Technology Upgradation for Textiles
Up to 15% capital subsidy for textile machinery modernisation
NSFDC — SC Microcredit & Term Loan
Subsidised loans up to Rs. 30 lakh for SC entrepreneurs
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
UP One District One Product (ODOP)
District-specific subsidy + marketing for UP MSMEs
NMDFC — Minorities Concessional Credit
Concessional loans up to Rs. 20 lakh for minority entrepreneurs
NSKFDC — Safai Karamchari Rehabilitation Credit
Concessional loans up to Rs. 15 lakh for manual scavenger rehabilitation
NBCFDC — OBC Microcredit & Term Loan
Concessional loans up to Rs. 15 lakh for OBC entrepreneurs
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
PLI for MSME — Food Processing (Branded)
Up to 30% capital subsidy on branded food MSMEs (modified PLI)
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PM FME — Micro Food Enterprises
Up to ₹10L credit-linked capital subsidy for food processing
Amazon Saheli — Women Sellers
Free Amazon onboarding + ₹6 lakh credit for women MSMEs
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
Aajeevika — NRLM (Rural Livelihoods)
SHG-based credit + livelihood support for rural poor
Coir Vikas Yojana
Up to Rs. 4 lakh capital + 25% subsidy for coir entrepreneurs
PM Vishwakarma Yojana
₹3L credit + skill training + toolkit grant
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
Duty Drawback Scheme (DBK)
Refund of customs duties on inputs used for exports
Interest Equalisation Scheme — Export Credit
3% interest subvention on pre/post-shipment rupee export credit
RoDTEP — Remission of Duties and Taxes
0.5%-4.3% tax remission for exporters via duty credit scrips
EPCG — Export Promotion Capital Goods
Zero customs duty on capital goods for exports
Walmart Vriddhi — MSME Capacity Building
Free 6-month digital + finance + exports training for MSMEs
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
Duty-Free Import Authorisation (DFIA)
Post-export duty-free input replenishment
MAITRI — Single Window for Maharashtra Industry
Single-window clearance + investment facilitation
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
Flipkart Samarth — Rural & Women
Free onboarding for rural artisans, women, weavers, PwD
Amazon Karigar — Artisans & Weavers
Free Amazon onboarding for handloom/handicraft sellers
GeM — Government e-Marketplace
Sell directly to government departments
Telangana TS-iPASS (Self-Certification)
Self-certification + 15-day approval for industrial setup
Mahila E-Haat
Free online marketplace for women entrepreneurs
NABARD Rural Enterprise Credit
Refinance support for rural and agri-allied businesses
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
Advance Authorisation Scheme
Duty-free import of inputs needed for export production
PMFBY — Crop Insurance for Agri-MSME
Subsidised crop insurance with up to 90% premium subsidy