Every scheme an Indian manufacturer can use
51 verified schemes for factories & MSME production — loans, grants, subsidies, certifications, training and market-access programs from central & state governments, PSU banks, private NBFCs and major marketplaces. Matched to your manufacturing sector, state and business type.
51 of 51 schemes · filtered
Clear all filters ×CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
NHFDC — Disability Concessional Credit
Concessional loans up to Rs. 50 lakh for PwD entrepreneurs
NSTFDC — Scheduled Tribes Microcredit
Concessional loans up to Rs. 50 lakh for ST entrepreneurs
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
APEDA Agri & Processed Food Export Schemes
Subsidies + market access for agri product exports
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
PMEGP — Prime Minister Employment Generation
15–35% capital subsidy for new enterprises
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
NSFDC — SC Microcredit & Term Loan
Subsidised loans up to Rs. 30 lakh for SC entrepreneurs
ATUFS — Technology Upgradation for Textiles
Up to 15% capital subsidy for textile machinery modernisation
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
NMDFC — Minorities Concessional Credit
Concessional loans up to Rs. 20 lakh for minority entrepreneurs
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
NSKFDC — Safai Karamchari Rehabilitation Credit
Concessional loans up to Rs. 15 lakh for manual scavenger rehabilitation
NBCFDC — OBC Microcredit & Term Loan
Concessional loans up to Rs. 15 lakh for OBC entrepreneurs
PLI for MSME — Food Processing (Branded)
Up to 30% capital subsidy on branded food MSMEs (modified PLI)
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
PM FME — Micro Food Enterprises
Up to ₹10L credit-linked capital subsidy for food processing
Amazon Saheli — Women Sellers
Free Amazon onboarding + ₹6 lakh credit for women MSMEs
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
Aajeevika — NRLM (Rural Livelihoods)
SHG-based credit + livelihood support for rural poor
PM Vishwakarma Yojana
₹3L credit + skill training + toolkit grant
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
Duty-Free Import Authorisation (DFIA)
Post-export duty-free input replenishment
Advance Authorisation Scheme
Duty-free import of inputs needed for export production
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
NABARD Rural Enterprise Credit
Refinance support for rural and agri-allied businesses
Duty Drawback Scheme (DBK)
Refund of customs duties on inputs used for exports
PMFBY — Crop Insurance for Agri-MSME
Subsidised crop insurance with up to 90% premium subsidy
Mahila E-Haat
Free online marketplace for women entrepreneurs
Interest Equalisation Scheme — Export Credit
3% interest subvention on pre/post-shipment rupee export credit
RoDTEP — Remission of Duties and Taxes
0.5%-4.3% tax remission for exporters via duty credit scrips
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments
Flipkart Samarth — Rural & Women
Free onboarding for rural artisans, women, weavers, PwD
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
Walmart Vriddhi — MSME Capacity Building
Free 6-month digital + finance + exports training for MSMEs
Amazon Karigar — Artisans & Weavers
Free Amazon onboarding for handloom/handicraft sellers
EPCG — Export Promotion Capital Goods
Zero customs duty on capital goods for exports
GeM — Government e-Marketplace
Sell directly to government departments