Schemes for Furniture & misc manufacturing
68 schemes available for furniture & misc manufacturing businesses in India — loans, grants, subsidies, certifications, training and market-access programs.
MSE-CDP — Cluster Development Programme
Up to ₹15 Cr cluster infrastructure for MSE clusters
CGTMSE — Collateral-Free Credit
Bank loan up to ₹5 Cr without collateral
ECLGS — Emergency Credit Line Guarantee
100% credit guarantee on additional working capital for MSMEs
PSB Loans in 59 Minutes
In-principle MSME loan approval in 59 minutes (Rs. 1L–Rs. 5 Cr)
SFURTI — Traditional Industry Cluster
Up to ₹3 Cr per cluster for traditional industries
SBI Stree Shakti Package
0.5% interest concession for women entrepreneurs
Lendingkart — Invoice & Working Capital
Collateral-free working capital up to Rs. 2 Cr in 72 hours
Razorpay Capital — Cashflow-based Loans
Working capital based on payment processing volume
Stand-Up India
Bank loan ₹10L to ₹1 Cr for SC/ST/women entrepreneurs
Rajasthan Investment Promotion Scheme
Up to 75% SGST refund + capital subsidy for RJ units
ASPIRE — Rural Innovation & Entrepreneurship
Up to Rs. 1 Cr for Livelihood Business Incubators
Tamil Nadu MSME Policy 2021
Up to Rs. 75L combined incentives for TN micro & small units
Karnataka New Industrial Policy 2025
15-30% capital subsidy + interest reimbursement
Gujarat iNDEXTb Industrial Policy
12% capital + 7% interest subsidy for Gujarat MSMEs
Maharashtra MSME Policy 2022
Up to 25% capital subsidy + interest reimbursement for Maharashtra MSMEs
PMEGP — Prime Minister Employment Generation
15–35% capital subsidy for new enterprises
MP MSME Development Policy 2023
30% capital subsidy for micro units in MP
Kinara Capital — Collateral-Free MSME Loans
Collateral-free term loans up to Rs. 50 lakh for manufacturing
West Bengal Industrial Policy 2025
25% capital subsidy + Silpa Sathi single-window in WB
Haryana Enterprises & Employment Policy 2025
Up to 25% capital subsidy + ₹5L/employee training reimbursement
Chhattisgarh Industrial Policy 2024-29
Up to 50% capital subsidy for backward districts in CG
Jharkhand Industrial Investment Promotion 2022
Capital subsidy + transport subsidy for Jharkhand units
Kerala MSME Industrial Policy 2024
35% subsidy for women-led + KSIDC industrial corridor
UP MSME Industrial Investment Policy
Capital subsidy + interest subsidy for new UP units
HDFC Bank SmartUp
Bank-led MSME credit + startup banking + cashflow APIs
NSTFDC — Scheduled Tribes Microcredit
Concessional loans up to Rs. 50 lakh for ST entrepreneurs
Axis Bank MSME Business Loan
Up to Rs. 50 lakh business loan with CGTMSE coverage
NHFDC — Disability Concessional Credit
Concessional loans up to Rs. 50 lakh for PwD entrepreneurs
Gujarat Solar Power Policy — MSME
Rooftop solar with net metering + capital subsidy
NSFDC — SC Microcredit & Term Loan
Subsidised loans up to Rs. 30 lakh for SC entrepreneurs
MAI — Market Access Initiative
Up to Rs. 30 lakh reimbursement for export market development
SIDBI SMILE — MSME Term Loan
Term loan ₹10L–₹25L for new units and expansion
ICICI Bank InstaBIZ
Digital MSME current account + Rs. 25 lakh instant overdraft
UP One District One Product (ODOP)
District-specific subsidy + marketing for UP MSMEs
NMDFC — Minorities Concessional Credit
Concessional loans up to Rs. 20 lakh for minority entrepreneurs
NSKFDC — Safai Karamchari Rehabilitation Credit
Concessional loans up to Rs. 15 lakh for manual scavenger rehabilitation
NBCFDC — OBC Microcredit & Term Loan
Concessional loans up to Rs. 15 lakh for OBC entrepreneurs
CLCSS — Credit Linked Capital Subsidy
15% capital subsidy for technology upgradation (max ₹15L)
PMMY MUDRA Tarun
Expansion loan ₹5 lakh – ₹10 lakh
SIDBI Mahila Udyam Nidhi
Up to Rs. 10 lakh credit at concessional terms for women
Amazon Saheli — Women Sellers
Free Amazon onboarding + ₹6 lakh credit for women MSMEs
ZED — Zero Defect Zero Effect
Up to ₹5L subsidy for quality certification
Aajeevika — NRLM (Rural Livelihoods)
SHG-based credit + livelihood support for rural poor
PMMY MUDRA Kishore
Working capital loan ₹50,000 – ₹5 lakh
Coir Vikas Yojana
Up to Rs. 4 lakh capital + 25% subsidy for coir entrepreneurs
PM Vishwakarma Yojana
₹3L credit + skill training + toolkit grant
PMJJBY — Life Insurance for Proprietors
Rs. 2 lakh life cover for Rs. 436/year premium
PMSBY — Accident Insurance for Proprietors
Rs. 2 lakh accident cover for Rs. 20/year premium
DAY-NULM — Urban Livelihoods Mission
Urban poor self-employment + skill training
Udyogini Scheme — Karnataka KSWDC
Up to Rs. 1 lakh subsidised loan for Karnataka women
PMMY MUDRA Shishu
Collateral-free business loan up to ₹50,000
SBI e-MUDRA — Instant Online Loan
Instant Rs. 50,000 MUDRA loan with end-to-end digital flow
Flipkart Samarth — Rural & Women
Free onboarding for rural artisans, women, weavers, PwD
Amazon Karigar — Artisans & Weavers
Free Amazon onboarding for handloom/handicraft sellers
Telangana TS-iPASS (Self-Certification)
Self-certification + 15-day approval for industrial setup
Walmart Vriddhi — MSME Capacity Building
Free 6-month digital + finance + exports training for MSMEs
Advance Authorisation Scheme
Duty-free import of inputs needed for export production
NSIC Marketing Support Scheme
Free tender sets, MSME database access, marketing assistance
RAMP — Raising and Accelerating MSME Performance
World Bank–backed state-level MSME competitiveness grants
Mahila E-Haat
Free online marketplace for women entrepreneurs
Niryat Bandhu Scheme
Free hand-holding mentor for new and small exporters
Special Economic Zone (SEZ) Unit
Tax holidays + duty-free imports for SEZ units
NAPS — Apprenticeship Promotion
25% of stipend reimbursed (up to Rs. 1,500/apprentice/month)
Duty-Free Import Authorisation (DFIA)
Post-export duty-free input replenishment
MAITRI — Single Window for Maharashtra Industry
Single-window clearance + investment facilitation
GeM — Government e-Marketplace
Sell directly to government departments
Duty Drawback Scheme (DBK)
Refund of customs duties on inputs used for exports
Meta WhatsApp Business API for MSMEs
Free WhatsApp Business chatbot + catalogue + payments